If you are like most Americans
I'm pretty sure I'm not. And I don't carry all the cash I have in my pockets, and even if I did, it's at most a couple weeks worth. & When they get computers and banks in Arizona, then you can have direct deposit too, and not have to worry about it. Besides, there is another check coming in soon (the advantage of working for four, five, or more payrolls at at time). But of course, if you really want it, all you have to do is ask me, I'll give it to you, or at least share it. I'm sure not going to kill you for it.
Besides, if you ever saw me, you would know it's highly unlikely that missing a few meals, or even a week of meals will do anything bad to me. I've got them suckers all stored up. Besides I have friends and family, if I was that hungry, someone would feed me. So that's kind of a silly argument.
I don't own a car. Gave it away on 9-12 for political reasons. I do have a bike. It's #7 for me in my life. Some of the others got jacked. I was bummed, but I sure would not shoot anyone for it. I just went out and got another. Sometimes, like now, a nice new one, one I like so much more than the old one I almost feel like writing the guy who jacked the old one a thank you note, other times, hey, I can get one for a few bucks at Salvation Army, so I did that. Either way, not worth a human life - but of course, I value human life.
My house is my castle, it is my private space, and my site of sanctuary.
Really? A castle? Like Princess Di had Kensington Palace, that would be cool, but expensive to heat. And exactly, because I sure don't get it, sanctuary from what? Reality? That is not to your advantage in the real world, but you know that. Most of the places I've lived in my life were built between 1906 and 1910. They were built by people like me, so they were built right the first time, and built to last. Lots and lots of people lived here before me, and I hope, lots of people will live in those places after I'm dead and gone. I'm only passing through. I try to take care of them, and respect those whose work went into them, so that those that come after me might use them too, but I've never thought of it as 'mine' - even when I own it. It's just a short term lease at best. I'm not going to live forever, so I'm not all that into it being 'mine' (by the way, 'mine' is the second word most kids learn after 'mommy' - true fact) in any realistic sense.
And hey, I got beat up so often that my mom insisted that I take martial arts. And once I really knew it (3 years of constant effort), oddly enough, I've never had to really prove it. Something about attitude comes to mind. And I've been robbed, if you want to call it that, some guy, with a gun, asking for my wallet. Yeah, twice. Both times I just asked him if I could keep my drivers liecence, because getting a new one in California is even worse than being robbed. Once the guy took my wallet, and said "->-bleeped-<-, seven dollars, you got less money than I do" and threw it on the ground and walked away. Too poor to rob. I was almost offended. But I kept my seven bucks.
But I've also worked in the Third World, were I was well aware that even little old me, the bottom guy on the pay scale there at Bechtel, was no doubt making more in a month than most of these people made in a year. But, not being a total idiot, I never flaunted that in front of them either. Some of my co-workers did, one got shot to death, me, never had a problem, even though I am kind of drawn to even worse places than he went to. Came close a few times, even gave up money - because what was a few bucks to me? A lot less than it was to that guy. Share the wealth and all that. We were taking all their natural resources, he got twenty bucks, fair exchange don't you think?
Hell, on that job site - in Papua, New Guinea - the Ok Tedi mine we were pretty much required to carry side arms. Not because of any robbers, or bandits, but because we had pushed the jungle back, but not very far, it that jungle still had a lot of things that though humans were tasty treats. And from time to time they would walk, slither, crawl, out of the jungle and check us out. I never killed them either. Just firing a few shots in the air got them scampering but quick.
They could be high on drugs or drunk, mentally insane, or a host of other things. They could be armed themselves. They may try to rape and kill you, kill you for no reason, or a host of other things.
Umm, I'm not living in Bed-Sty, or the South Side of Chicago, or in Liberty City, so that's not going to happen. And, if it did? Really? The most expensive thing I own is an eight year old Ibook, I bet my sox drawer has more cash value. I guess they could take my original silver-nitrate print of the Grateful Dead, circa 1967 signed by Herb Green, but who would even know what that is worth? For sure they were not much too look at, and I keep it only for sentimental value of a time over the hills and far away now.
At any rate, I'm pretty sure I'm not sheltered, but I am pretty sure you are paranoid. And for sure, the best way to avoid problems, is to prevent them before they happen.