I'm so unhappy guys.I need comfort.I want to transition so bad and I found the right doctor and everything.The only problem I have is money.My parents don't have the money and my other relatives would never give me the money.Either they don't have it or they are totally against what I'm doing and wouldn't support me.I don't have a job because of my school situation.Sometimes I think that its never going to happen.I'm just so broke I feel poor.The surgery is ALOT of money that I don't have.I need help.How did you guys pay for your surgeries?Any suggestions on how I can get some serious cash? 

Aaron,  I secured an EE degree and an MBA.  I worked hard and earned the money.  For some of us there are no short cuts.  If you are in school, stick with it. 

I met a very young FTM one night down in the LA area.  He had worked three jobs to earn enough money for his surgeries... yes 3 jobs at once.

If you have determination, patience, and dilligence, you will succeed.

Cindi

Cindi's right. There are no shortcuts unfortunately. Work, stay in school if you are in school, and watch the spending. If you're not in school, you could take a second job or allocate a portion of your current income to savings only. Put it in a separate account so you can't touch it and always pay yourself first.

Dennis

I definitely understand not having to money to progress in your transition.  Personally, I have spent about $6000-7000 so far on my transition and that includes electrolysis, laser hair removal, clothes, makeup, toiletries, therapy, hormones, support group costs, Dr. appointments and speech therapy--basically everything except surgery.  Now I expect my entire transition to be relatively on the cheap side compared to other peoples.  I imagine it will be around 22K by the time it's all done, which is basically the above costs plus surgery and a few misc items.  So now my next goal is to save up about $2650 for a deposit for surgery.  That will help me lock in the cost so it doesn't go up.  But lately, I have had so little money that I really do understand what you mean.  I wonder if this divorce will just kill my finances.   Well, maybe setting small financial goals like I did with the deposit will help you achieve get started with the transition.  After all, a journey of a thousand miles begins with only a single step.

Melissa

You can get medical loans.  I wouldn't recommend borrowing money for any reason (personally I'm not very responsible and I know I would eff things up) but if you are on track to a degree that will get you a well-paying job later, it might not be a bad idea if you can't wait.  Also, transition is a GREAT motivator for working extra and putting away money, I think if you can swing that at all, it's a good experience that will teach you a lot about your own capabilities.  And see if your school has any free counseling services, mine does, so I might not have to pay for therapy to get a letter first.

Aaron,

SLOW DOWN buddy. If I'm right you can't even begin to think about surgery until you've been on hormones for 2 years and have done your life test. Start slowly, get into a group, see a Dr. or therapist (to get your letters) and get on T (it's not very expensive if you get it online). You will see amazing results with that alone.

I didn't have the money for my chest surgery until 2 years after I started my shots, fortunately for me I was small (very small). My next surgery was 3 years after that and now I'm getting ready for my final one.

Whatever you do --- Stay in school!!! By the time you get out you can probably start saving for surgery or at least have amounted some credit to help you get it. It can be a somewhat long process... be patient and just do it step by step, you'll get there.

God Bless,
Scott

Thanks for the advice I really appreciate it