The problem being that not only transition related care can be excluded, so can other conditions that are medically necessary like diabetes. By forcing insurance to not have pre existing condition clauses and allowing exclusion for many things, health insurance is a joke. It just increases profits for the companies, takes money from people who can't afford to pay for something they can not use, and and leaves a cash strapped person losing what little they can save to cover the medical help they need.
Excuse the bad grammar please.