Hey there, I'm sorry to hear about your situation but from what I understand it's never an easy path.
I myself am also pre-T, pre-OP, pre-everything really, so I have obviously not gone through much but this is the best advice I can give you.
From my understanding, therapy is first and foremost, if you want it bad enough you're going to have to work for it. If you're unemployed get a job, if you have a job, work more hours for extra money, or get a second job. This is a hard thing to do but if you need and want something bad enough then the work would be well worth it.
Once you've gotten that straightened out you should begin easing your daughter into the idea of you transitioning. I'm not a parent myself, and have almost no experience with children, but hopefully by bumping this topic others can give you advice on this part.
As far as surgery is concerned, I'm pretty sure for the vast majority of us surgery is a hope in the distant future. As I'm sure you know, that stuff doesn't come cheap and years of saving up money come before any sort of procedure. You just need patience, it's so very hard but just hang in there. Everything will pay off and work it's way out sooner or later.