I'm in Ontario also, and in the very early stages of transition - so far just cross-dressing, waxing, and finding resources. I have what seems to be a GREAT gender psychologist, who's in Milton, and I'll be glad to give you her info by PM if you want it. I've connected with three good friends in the area, one post-op, and two in later transition (basically waiting for SRS), and I'm attending a good support group in Hamilton. Sherbourne has a program called "Gender Journeys", which is an 11-week workshop geared to helping trans people explore their options, I'm signed up for the next session, which starts in October. Call the Sherbourne for info on that if it interests you. Note that if you do not live in the CITY of Toronto, the Sherbourne will not be able to help you further than that - their catchment area includes ONLY the City Of Toronto, apparently, and they have a 2-year waiting list, and there is now a waiting list to get on the waiting list... (phew).
If you're outside Toronto and you want to have a shot at SRS on the OHIP tab, you need to see your doctor (GP) immediately and get them to refer you to the Gender Identity Clinic at CAMH for assessment. At the moment, other than Sherbourne, that is the ONLY option, other than going ahead at your own expense. After your doc sends the referral letter, plan to wait about 4 weeks for the intake questionnaire to arrive in the mail. Meantime, you can begin writing your Life Story from a gender POV, which they ask for but it's not required (good to provide, tho). Once you send in the completed questionnaire, you'll wait another 4 weeks or so for them to contact you to set up an appointment. That's where I'm at now, having sent in my questionnaire a couple weeks ago. The appointment will be anywhere from 3-6 months in the future, so I'm hoping mine will be in the January-March time frame. The thing is to GET IN THE PROGRAM ASAP, because there's an election coming up next fall, and if the Conservatives get elected, they'll very probably de-list SRS first chance they get.
Anyway, that's where I'm at, and what I know. I'm currently thinking about how soon I can go ahead with laser hair removal - I want to start it soon, but finances are an issue. It's about $200/session, and I'm already paying $110/session for my therapist. This gets expensive quickly...