Jocelyn, i know one woman that recently had everything covered by Cigna, she went to Marci Bowers, Dr Mcginn who will do my surgery in May does not take insurance however the hospital and Anesthesiologist might be covered, Cigna has coverage policy 0266 that says all plans administered by Cigna companies, my company has Cigna but it is a private policy administrated by Cigna, in our benefits exceptions it excludes any transsexual surgeries, i am waiting to hear from my hr department and have my fingers crossed that all but the surgeons fee may be covered, anything is better than nothing, what they do not pay for will be deducted when i file my IRS forms next year.
Paula