Anyone whos gotten top surgery through loans, how did you go about it? i want to get top surgery by december, its one of my goals, and im not making enough to be able to save. with all my bills im barely living paycheck to paycheck, so im planning on taking out a loan, even if i have to pay it back for life. my chest dysphoria is really bad. so if i want to look for a loan, how does it work? where do i look? im going to dr. garramone if that matters. i just really need to get this figured out.

I'm pre-op, so this isn't personal experience, but a few of my buddies used Care Credit to finance their top surgeries. It's a credit card used to pay for medical expenses, if you hadn't already heard about it, and you don't have to make payments for a year.

Check out financing on Dr. Garramone's site. There's a list of places that give loans specifically for this. I was thinking of getting one myself but with no credit and no one to cosign, I'm stuck.

Do you have to have a co-sign? Can you just have credit? I'm not even sure if I have enough credit to take out a loan. My plan too was to get top surgery by the end of 2011.

I know how your feeling about the chest dysphoria. I'm really having it too. It never goes away.