That's tough, sorry to hear that. If it's of any help I suppose I was in a similar situation. I knew ultimately that I wanted to begin T so I looked for a therapist, found one and had 3-4 sessions with her. She said I was depressed, which I was but only because of similar to what you're feeling, wanting the change, hating the body you're in, etc. I felt stuck. I was making progress with myself though, as far as understanding and accepting who I am, what change is really coming and letting my immediate family know. Which all was very important. So, slowly I wasn't depressed anymore. But, I got the feeling that that therapist was 'money-hungry' and ultimately wouldn't give me a letter soon. After telling my family and everything was going well, I chose to not see her anymore, instead I found a therapist that was familiar with gender issues. And that went and is going really well. Into the 3rd or 4th session I brought up the idea of writing a letter to begin t and she was more than happy to.....
little did I know after speaking to an internist I didn't even need a letter...lol so hey, I guess we go through these paths for a reason. Mine was, I needed to be stable mentally before beginning t. I, too, did think that I was stable but in hindsight if I had started t immediately during that moment in time, I know it would have been too much for me and family to handle. Maybe you are stable, maybe you're not and maybe you are more than capable of handling such a big step in your life, I know you know yourself better than anyone. But it's up to you to make those changes. Keep your head up brother, things happen for a reason.