Well, you want a penis, but you're posting in the non-op section?
Anywho, first off, don't kill yourself or worry about starting transition "late". People can get great results at twenty, or even thirty. I understand the jealousy that arises when looking at people who are your desired gender biologically. The best I can say is to get over it and try to live with yourself until you can transition because, unfortunately, there is nothing you can do until you actually transition. You can always get informed consent if you are absolutely sure you want to transition to speed things along. Informed consent is essentially obtaining hormones without therapy as long as you sign a release that says you know the risks of transition. Do your research, be patient, and do not self-medicate. I know it might be tempting to do whatever it takes to transition quickly, but you should try to be rational and calm about this. As long as you're patient, you can begin a safe and satisfying transition.
