I guess that I am not very progressive and politically correct like some ladies I have interacted with.
In my small conservative rural town, the locals, and especially the ones at my nearby coffee shop can call me darlin', sweetie, sweetheart, honey, hun, young lady, and I don't even mind sometimes being called sugar or babe. Of course Miss or Ma'am is always OK.
As a trans-woman I am just very glad that they recognize that I am a female and I am not at all offended by any of those terms.
Danielle