Apparently in Australia, You Can Get a Deal on Car Insurance if You're Nonbinaryhttps://www.them.us/story/austraia-nonbinary-car-insurance-deal-rates-reduction 🔗Samantha Riedel (1 Dec 2025)
Nonbinary drivers in Australia may be able to save hundreds on car insurance — not by taking advice from a computer-generated lizard, but just by being themselves.
As News.com.au reported Monday, Australian insurance company National Roads and Motorists' Association (NRMA) now offers drivers the option to apply for insurance as male, female, or nonbinary — with rate quotes that can vary significantly between the three options. Across three quotes for the same vehicle with only the applicant's gender changed, the nonbinary driver was offered the lowest annual rate of AUD $1955; a male driver in the same car would be offered an annual rate of $2236, and a female driver $2061, the site reported.
In a statement to News.com.au, an NRMA spokesperson said the company had "recently introduced a non-binary option into the comprehensive car insurance quoting process to enable non-binary customers to be represented and recognised when applying for insurance."
"We consider a number of factors when determining the premium for car insurance, including the gender of the driver, make and model of your vehicle and claims history," the spokesperson said. "We will continue to refine our approach as we gain insight on driver behaviour to ensure policies and premiums are reflected appropriately. It's important customers provide accurate information when purchasing insurance."
Similar quotes from NRMA and Allianz Australia were first noted by a Radio 2GB caller, who told conservative radio host Ben Fordham that he allegedly received $800 off his comprehensive car insurance quote by selecting "nonbinary" rather than "male."
