At the beginning of my transition, I knew I wanted to go all the way. I started late in life at 62. All of the things I wanted to do just were not available to me. I lived in South Dakota and all of my medical care is through the VA. They said they would cover electrolysis, but no one in the state does it, and the VA would not send me somewhere to get it done. I did have some facial surgery done, paid for out of my own pocket. I began Voice Therapy, and Trump's minions cancelled that for me.
I moved to Colorado to be someplace more protective of my rights and that offered the services I want. I am getting electrolysis done, (still out of pocket), but surgery seems now to be a distant fantasy. The VA will not cover it, despite the promise it made back in 2016 that they would.
I am now 68, and turn 69 in September, so I have to be realistic about surgery at this age. My doctors have said that age is not the determining factor, but general health is. So I could get it done if I could afford it. That has made me think really hard about how badly I want it.
I still do, and will for the rest of my life. But I have also reached a point where I can be happy and not have to think about my gender every waking minute. In my day to day activities, it just doesn't matter.
My point is, as others have said, how far you decide to go is your decision. As you go, you may decide that you are ready for the next step. Or you may decide that you can be happy right where you are. There is no right or wrong stopping point. Gender is a spectrum, so you can exist anywhere within it. The key is whether you can be happy at whatever point you are at.
Yes, it will affect your friends and family. Some will have nothing more to do with you. Some will become closer. You will lose friends and gain much better friends. For me, life is too short to keep negativity around at any cost. If people want to leave, it is their choice. Those that stay, stay because they want to. Those are the ones worth keeping.
Dip your toes in and if it works for you, keep going. When things become comfortable, stop and reassess. Transition is costly in finaces and relationships. If you feel the need to continue, then continue. If not, then don't.
As they say, if it ain't broke, don't fix it.