I have my counselor and have started Electrolysis. I don't plan to start HRT for maybe at least nine months to a year, while I lose weight and reduce my beard. That being said, if someone were to offer me hormones right now, I would have a really hard time saying, "no". I am sure there are several things I can work on while I get ready for HRT.
I have s GP appointment next week and will ask for a referral to an endocrinologist to assist with weight loss, a dermatologist to start cleaning up my skin, and massage/chiropractor to start loosening up my very rigid back and hips. I need to go see a dentist too

I started eating a lot better, mostly white meat, fruits, and vegetables with minimal carbs. I try to eat 6 times a day. I am working out on the elliptical for about an hour 3-5 days a week and doing yoga 2 days a week. Maybe when I say "doing" yoga that is a bit strong. I am SO tight, there is very little I can do, but I'll keep going anyway. I can barely cross my ankles, let alone my legs. I'm hoping to find some stretches that will help me loosen up my legs, probably mostly my hip flexors.
My biggest concern isn't reducing my body fat. I had a BMI done twice recently and my lean body weight (what I would weigh if I had NO fat) is about 212 lbs. I'm only 5'11" with a really thick build. I really want to be able to get smaller, if I am going to transition.
Voice is another thing I can work on too. I'm looking for some resources I can use so I can start training it. For now I talk like Mick.. er Minnie Mouse on the drive to work to try and strengthen and get used to my vocals in a higher pitch.
I'm growing my hair long now, it's almost long enough for a pony tail. Fortunately it is fairly thick and I have a minimal receding hairline I can live with. It is a premature silver/grey, but fortunately a woman I'll feel comfortable coloring it when that time comes. In the meantime I do need to learn how to best take care of it. I'm guessing that just shampooing it once a day won't cut it anymore.
Other than that, I think learning about makeup and feminine deportment I can do along the way, but maybe I can take my time with those since I will be in a very male mode for a while.
If anyone has any other thoughts or ideas I would GREATLY appreciate them. I do feel like I'm in an avalanche at the moment, but there is sooo much I want to do now that I have accepted that I am going to become a woman.