Thank you so much for the info Silvermist, it's all helpful

Well, I'm not out yet, but I've always been a little dainty. I guess I'm scared of presenting female outside of what I do at home, until I transition and it's all my decision - part of the reason I was so terrified of posting a pic with my face on it.
You raise really good points about the cost of a wig, and how the little things add up. I've always loved having long hair, but it gets harder and harder to keep either girly or boyish until it reaches the ponytail stage. A wig would give me a clear definition between girl or boy, as around my family and within my job it's essential (to me only, I suppose) that I identify as male until I'm sure this is the choice I want. I'm almost certain I will, but the low self-esteem means I'm never really sure of what I want half the time. A good wig would allow me to go back to a boyish haircut, with an ability to become much more feminine than I feel now.
All food for thought, and thank you for taking the time to answer my questions

It's just up to me to see how I advance.
P.S. I'd love a bob, and you have just put that idea in my head now!
P.P.S. Stacey Fisher - I had a bit of trouble figuring out how to post pics too, I'd recommend using IMGUR: Upload your photo, then use the link it gives you for BBS bulletin board - copy and paste that into your post and click preview and the picture should appear. I'm rubbish at BBS stuff and I managed it!
Oh, and one last question from me - is there any way to change my username? I chose this one when I was curious, to ask and get help at the early stages, and I'd really like to change it to my chosen name?