Gender treatment program

[Rena-san]

My insurance requires that "I have been an active participant in a recognized gender treatment program" in order to recieve coverage for GRS. Any idea what that means? The reps I've talked to at my insurance don't even know. Is it possible I've already done this? Does this website count?
This is for Blue cross Blue shield, and I live in America.

[Sarah Louise]

No, this website would not count.

It sounds like they are requiring therapy with a professional.

[A]

Yeah, I'm almost sure they want you to do gender-oriented therapy with a professional. Struggle to get some info, because there's a possibility they would absolutely want the professional to be a doctor (=psychiatrist).

Perhaps this vague statement means HRT, too, but it doesn't sound as likely.

[FrancisAnn]

I also have Blue Cross BS health insurance here in the US. I've not contacted them yet.

I wonder how friendly they have been to you? Any risks that they may cancel coverage?

[JennX]

Professional therapy form a licensed psychologist, psychotherapist, clinical sexologist, etc. You will receive a written diagnosis which you can present to your insurer to back up your claim.

[Rena-san]

I also have Blue Cross BS health insurance here in the US. I've not contacted them yet.

I wonder how friendly they have been to you? Any risks that they may cancel coverage?

The lady I talked to at BCBS was beyond friendly.She did everything she possibly could for me. She was so nice and so understanding. She treated me like I was her daughter. I think even if I would have gotten bad news--the insurance plan my mother had wouldn't cover GRS--just being able to talk to her would have made it an ok experience.

The people at my other insurance, UHC, have been just as friendly to me. I've talked to them a lot more though, and thus, I've talked to a lot more people there. Its kinda hit or miss. My recommendation for anyone calling their insurance. Kinda try to test out the rep you get. If he or she seems nice then proceed. If not, find a way out. "O, sorry I forgot I left my keys in my car, I'll call back again another time."

There have been no threats or attempts to cancel my coverage other than the fact that I'll be 26 in three years and unable to get FREE coverage from my parents. Also, its not so much the insurance reps that do that, its your company you work for that provides you with insurance (unless you purchase your own) they can fire you and therefore terminate your insurance after a year leeway period.

[Misato]

...its your company you work for that provides you with insurance (unless you purchase your own) they can fire you and therefore terminate your insurance after a year leeway period.

Or shorter if the company outright closes.  Then crap can REALLY hit the fan.

I liked BCBS when I had them via school and my last job.  They just won't let me buy an individual plan today because I'm in mid-treatment.  I do hope things work out better for you Hippolover on the insurance front.  I'm hopeful the coming exchanges next year will work out for me in part cause that would bode well for you and a whole lotta other people!