Quote from: LizMarie on November 13, 2013, 01:31:33 AM
I would also caution against assuming the ACA itself is to blame for cancellations. Thus far there are estimates of approximately 4 million cancellations nationwide, yet in California alone, 900,000 of these cancellations have been found fraudulent and the state is taking Blue Cross to court over this matter.
That's 25% of the cancellations across the entire country are fraudulent cancellations! Kentucky fined another insurer for fraudulently cancelling 65,000 policies.
The question free market advocates now have to ask themselves is if "free market" entities will behave in such clearly irrational and illegal manners, then why shouldn't we regulate these entities far more heavily?
http://www.dailykos.com/story/2013/11/10/1254596/-Another-Health-Insurer-Caught-Falsely-Cancelling-Thousands-of-Health-Plans?detail=facebook
I am sorry, but virtually none of what you wrote is accurate. Not even your tabloid source (DailyKos) goes that far.
... yet in California alone, 900,000 of these cancellations have been found fraudulent...Nothing has been found fraudulent. Two cancelled policy holders have made allegations, and then only about "tens of thousands" of policies. Allegations are not proof, and anyone can bring a law suit for any reason. I could sue you for emotional distress for posting such misrepresentations! (I would lose, just as the plaintiffs here will lose.) Let us see what the source (IBTimes) Kos quoted actually said ...
"The lawsuits, filed Monday in Superior Court, may signal an emerging customer pushback against the approximately 900,000 cancellations in California alone of individual health insurance policies that will take effect Dec. 31....
"The two lawsuits
allege that Anthem Blue Cross, California's largest insurer and a unit of insurance giant WellPoint Inc. (NYSE:WLP), deceptively enticed
tens of thousands of Californians to switch out of their grandfathered plans, a practice known as "twisting," in violation of a state law and to cut its own costs."
There are no findings that 900,000 cancellations are fraudulent."... the state is taking Blue Cross to court over this matter."The state has taken no action. Please read:
"
The plaintiffs are Catherine Coker and Paul Simon, who has battled melanoma and ulcerative colitis, according to the Los Angeles Times....
"The plaintiffs says that Anthem played up the possibility, even likelihood, that premiums of grandfathered plans could go up sharply and failed to mention the possible consequences of replacing a grandfathered plan. Further, the insurer misrepresented that certain Obamacare-required benefits like no pre-existing condition limits for dependent children would be available only in non-grandfathered health plans,
when in fact such benefits must be incorporated into grandfathered and non-grandfathered plans, the lawsuits argue."
The allegation is that the insurance companies followed the law as written and regulated!! That is
exactly what the law says ... non-conforming policies must be upgraded, and if a policy is changed in the slightest degree, it must be cancelled.
Insurance companies can not lawfully, or economically, be forced to make available all of Obamacare goodies at the cost of the old policy. That is socialist nonsense.
Why is it that all of the Obamaphiles here feel the need to misrepresent things so badly? This law is a disaster for not just the trans community, but for the nation. Nothing this Administration says can be trusted in the least.