Thanks everyone who has posted so far. I know, it might have turned into a volatile topic, but seems like we have all done well with it. At least so far.

I do think there is a "passing privilege" that some of us enjoy, either through surgeries or natural growth and hereditary chance. Really now, is there not some privilege that accrues from being able to walk and go where you want with no one ever seeming to challenge your right to be there? While at the same time and the reverse conditions: unaffordable or ineffective surgeries, natural lack of growth and hereditary chance, there are those TSes who cannot do those things?
It isn't that I am saying that heredity, hard work and a large positive cash/asset balance is anyone's fault at all. Nor should anyone not use their advantages to reach the highest level of desire fulfillment and contentment she can reach. Thus, no guilt. But also no credit or just deserts to the fortunate. A lot of us owe what has occurred to us to chance and being in the right or wrong place at the right or wrong time.
I think Elizabeth made an excellent post about that, and like Rommie said, Elizabeth is a shining light in that way. She is, absolutely, making the best attempt she can to reach that level of ultimate(?) contentment while maintaining her sense that she is content enough in this moment. Wow, what a great testament to the remarkability of anyone!
As Tink pointed out some of us have had few if any problems "passing" at any point along the way. I have to admit that my experience has been much like her's: a few roughish events very early, but after six months or less of hrt nothing else. Provided I control voice, I really do not expect any difficulties. For one thing, I seem to have reached an age where my soft tissue shrinkage, even without ffs, has stopped. I should never have a problem with male dominant features being uncovered by that. (Take note younger transitioners. It DOES occur and you might want to start an ffs nest egg now for the days after you're forty, just in case.)
None of these things, though, seem to me to be a reason for anyone to feel guilty or shame. We are all differently advantaged in most respects. Probably the most important thing is that we do use and live into the advantages we have, and try to not highlight, to ourselves most especially, the things that we very well might despair over. Maybe that is the self belief factor that older TSes so often accent as a crucial item for transition.
Thanks to all for some timely and thoughtful commentary. I particularly appreciate the numbers of you who have encouraged me to not feel guilty about my own life. That was very sweet!

I don't. I just find it less unsettling to others if I can write about me and avoid using "you." That y word seems to be a great way to raise hackles. So I talked about my own guilt rather than stating that someone else feels it.
Thanks again. Hugs,
Nichole