Well, it feels amazing to get the ball rolling on this. I've been in contact with a few surgeons over the past few months...but it is just so expensive. Dr. Raymond Konior quoted me a price almost 10,000 less than the next cheapest. This was actually obtainable and I think I will be very happy with my results. I've been very impressed with his staff and I know at least two members here that had FFS with him and were very satisfied.
I had a nice long talk with my mom and she agreed to co-sign the loan for however much more I need come December. The catch is just that I have to tell my dad. She said she won't sign something like that without at least discussing it with him, and I think that's fair. I'm honestly not scared of my dad's reaction emotionally, just financially. Him cutting me off would destroy my transition plans for a long time, I just wouldn't be able to save anything if I had to pay for school completely myself. My mom assured me though that she has at least some say in financial matters and won't let that happen though.
I'm so excited to start the spring semester as a female, assuming everything continues going smoothly =) Now that this actually FEELS tangible to me, like it is real now and it IS actually going to happen, I have some serious motivation towards my goals. SRS would be great, but smoothly blending as my target gender just seems so much more important. As long as I am living as a female I think I can be plenty patient on SRS.