Hi Kinkly,
You are obviously a strong person who can deal with life in a very positive way. I admire you for that. I have some TG MtF colleagues who want to, but couldn't pass as female in a tornado, on a foggy day with the lights out (including me BTW). I have never heard them complain about hurtful comments. Yes the stupid dumb a**holes will always get pleasure from the 'witty' insults that only they can generate, they seem to exist everywhere: same as cockroaches in a way, and similar IQ's.
I am careful where I go, I think being (in my case) female means I have to take the obvious female precautions, as I'm sure you do. Although when I was trying to present as a macho guy (failed) there were still places I wouldn't go.
Being different will always attract attention. One of the nice things about being different

but yes, we are in danger from the emotionally insecure people, usually young males, but increasingly young females, who 'prove' themselves to their friends by being hurtful at best and violent at the worst.
Hugs and take care.
Cindy