I will have to disagree with some of what you've said. I'll begin by saying that in the spirit of this forum, you're free to believe what you want to.
That being said, this focus on the gifts of prophecy and tongues is slightly misplaced. In I Cor. 13:8-10, we're told that prophecies, tongues, and knowledge (speaking specifically of the gift of extra-Biblical revelation mentioned in the previous chapter) shall fail, cease, and vanish away once that which is "perfect" - or complete - is come. Why were prophecies, tongues, and words of knowledge needed? Because the Word of God was not yet completed. Because the apostolic ministry was not yet come to an end. Once the local church was fully matured, those *sign* gifts were no longer needed. We have the complete Word of God - we do not need any other addition to the Bible. Note the warning in Revelation 22 for those adding to the Bible.
How do we know that tongues were a sign gift? Because of how they were used in the book of Acts. Every time speaking in tongues occured, it was in the presence of Jews; each time it was given, the Jews were shown something specific. In the temple during Pentecost, the Jews were shown that Jesus' disciples were speaking the truth, thus showing that Jesus' doctrine was truth. With Cornelius, God was showing the Jews that the Gentiles were now accepted into the "fold" of Christianity (notice that the speaking in tongues here occured BEFORE water baptism). In Ephesus, God showed the Jews that John the Baptist's baptism wasn't enough, but that faith in Jesus Christ Himself was required, signifying the end of the period of the prophets.
As for supposed modern-day prophets being anointed by God, who was it that ordained elders in the churches? It was representatives from other local churches. Who ordained Saul and Barnabas to the ministry? The local church at Antioch. Did God call them? Yes, but God made a specific point of using the local church to ordain them. God established the pattern of local churches planting other local churches. Incidentally, this means I agree with you on your perspective of seminaries and colleges; while I do not discount their value, the NT pattern is that churches beget churches, and pastors train pastors. Extra learning and study is not evil if it is done by faith, however, per Romans 14:23.
As for the focus on the poor, it is never stated in the Bible that being poor makes one spiritual. I've met many poor people who exhibit a love for money greater than the greed of Wall Street. It is the love of money that is the root of all evil, not money itself.
As for the salvation of Peter, it did not occur at Pentecost, for according to John 20:21, Peter received the Holy Ghost when Jesus appeared to the disciples. If you're saying that one can be filled with the Holy Spirit before salvation, then I guess we differ greater in our theology than what I had guessed. According to this same verse, the disciples didn't receive the Holy Spirit at Pentecost, they simply had to wait for the fulfillment of Jesus' promise.
As for God not using educated people, it amazes me how well-educated the Apostle Paul was. How mightily did God take a much-learned man and use that training in apologetics and logic to produce some of the most difficult books of the Bible to understand!