Hi Wynter,
I am currently in the Navy as well, and judging by your contract length, I have a feeling I have the same job as you but in the sub force. After a lifetime of keeping everything inside I had a breakdown a month ago and ended up in the psych ward at an army hospital. There I revealed for the first time in my life the gender woes. The army doctors were surprisingly understanding on the subject and actually encouraged me to explore transitioning when I got out of the Navy. They also got the Navy to pay for me to go to a civilian therapist once I got out of the hospital because no Navy doctors had experience with the issue. I was placed on LIMDU for 6 months to be able to get therapy and start on medication. Throughout my ordeal I had insisted that finishing my contract was important to me, and I could wait until after to transition. I knew I would be submarine disqualified, but I thought I could at least serve my time in the surface fleet. However, when I got out I had to talk to the security manager as my security clearance was revoked when I went to the hospital. I was told I would need to disclose my diagnosis in order to get it back. I showed him the paperwork which listed major depressive disorder and gender identity disorder. He said the MDD was okay as long as a doctor cleared me at the end of my LIMDU period, but the GID was a problem. He said unless I was open about it, he could not give me back my secret clearance as it was something I could be blackmailed with. I said I wanted to fulfill my commitment, but would not feel safe working on a ship as openly transgender. I was sent to a counselor and told that without the ability to have a clearance I did not have a future in the Navy and was scheduled for separation counseling.
So now I am stuck here in limbo. The discharge process probably won't start until the LIMDU period is over and after that I am sure I will be discharged at the speed of the Navy. While I wait, I am seeing two different therapists, one Navy and one civilian and in a weekly group therapy. I am also doing boring odd jobs as part of a transient unit. While they are sending me to a civilian therapist that specializes in gender dysphoria, I cannot do anything else. I cannot take hormones, must keep my hair and body to male standards, etc. I will say that throughout they have been very respectful about the subject, but based on my experience, if you want to finish your time keep quiet about it. If you ever need somebody to talk to about it, message me and I'll give you a way to contact me.
Hope this helps.