hunterm1990...your face looks male to me but since you're saying your binders aren't working that well, maybe it's your body, I dunno. I'm guessing you're born in 1990 in which case you maybe look a bit young but not too much. (If you're actually 45 or something then that could be the issue haha.)
Des...you don't really pass for me right now, although I wouldn't notice your hairline, it's just sort of a general thing (you don't look young enough to be a prepubescent boy, I guess). I don't think you'd have any trouble passing on t though, you're pretty androgynous for no HRT.