I came out when I was 22, and was able to start hormones through informed consent and bypass the standard ~3 months of councilling. By this point I was quite sure I needed to transition and I wanted to start hormones asap. I'm 24 now, it's almost exactally 2 years after I initially started to come out. And while I'm quite passable now, I'm still in transition, I still need to get my laser done (money and planning issues FML, though most people don't know cause I have good makeup skills, and I'm currently stealth to my roomies) And I have the first part of my approval for SRS though I still could be waiting quite a while before I can actually get the surgery done. It's covered by my province here, ideally I'll win the lottery or something and be able to get it done in Thailand, though I'm not sure how realistic it is to hope for that.