Thanks for this question. It has helped me decide.
I'll continure HRT & Fin. for life I guess. 3-4 months so far I feel so much better, my body is changing some.
I'm lucky I guess because my electrolysis woman really likes me & sees a nice face & nice woman underneath all my facial hair. She has taken me under her wing to help me become a nice woman. She is my age & size & we have become good friends. I know it will take 2-3 months with weekly visits for electrolysis however I'm in no hurry.
Lucky in a lot of ways I guess: 5'9", small feet, small hands, nice voice, nice nails, little fat for now, 190 pounds, my breasts should grow nicely I hope, all women in my family had large breasts, decent face I guess for a male, nice teeth & smile, hair is thin on top so maybe fin will help over time however I'm told lots of women have to wear wigs.
So life goes on for the better, no doubt.
Good luck other girl friends.