Hey , I want to give you a hug for comforting . I am really sorry that you have this harsh period in your life . You really are cared for , I know I care about you and even that we didn't talk directly , I appreciate you , your posts , your opinions .
It is sad that the financial situation makes us fighting and saying things that we regret later . Please try and relax , many solutions appear when our minds are clear and peaceful .
About seeing a 'guy' in the mirror , it happens to me sometimes too when I am really depressed , sad or hopeless . It drive me crazy , I panic , I feel the same like you do , not knowing what happens to me , but then I calm down in a way or another and the 'girl' comes back

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I don't want to talk about suicide/death , as I am kinda suicidal for many years , all I want to say is : don't let you go this way , thinking about it , you are very beautiful , young , smart . Sometime life is very hard but then great days come around . It is the right thing to do exposing your feelings here every time you feel overwhelmed .