Carli,
It's not crossdressing for me per se. There's the part of me that is a perfectionist that won't allow me to present as female until there's that certain level of passability. There are also the logistics to consider - if I was happy to declare myself bankrupt, make my kids destitute, sure, why not, jump feet first into transition. The thing is, I _can_ manage as I am for the time being, I've done enough to keep things at bay for now, and I'm gender fluid enough to manage on either side of the divide so to speak (Whether it's living or not is another story). Someday, I might say stuff it all, I'm transitioning, but for now, I'm running and keeping on running, but I'm content. =)
I can see hints of who I might become when I look in the mirror on some days, but I made an oath to myself to meet certain obligations. I've been hurt very badly before from people failing to make good on their promises and obligations, and I refuse to do the same. If I could meet them and transition, perhaps I would reconsider, but as it stands, no.