I went private in the UK for a number of reasons. Primarily the wait times were just too long. I had more or less reached crisis point and going private gave me much quicker access to services. That being said, I had private therapy for 5 months before finding a private psych for an HRT prescription. I had an initial psych appointment were we discussed HRT, and on my second apt a month later had everything i needed for co-care with my GP and to start HRT. I'm glad I was still working with my therapist when the emotional shift of HRT kicked in.
My NHS invitation for my mental health screening, step 1, came after I had already started supervised HRT and was for an appointment still a few months off. Then would have been the GIC referral wait period, and at the time, that was understood to be 6-9 months after the screening. Without self-medding I would have had to wait another year for HRT during RLE (or such was my understanding but this has/had changed). Now with a 3 year wait for SRS up from 7-10 months on the NHS, (and some really bizarre referral rules that seem inconsistent with patient choice rules in the NHS that don't help,) the effective medical transition period is even longer.
I had a chance to talk to Dr. Lorimer at a trans health thing in London a while back and he was saying that cuts were basically slowing things down at the most heavily attended clinic in the NHS. GIC patients tend to rarely if ever skip their appointments and walk away. Numbers of stated regret out of CharX, allegedly attributed to Dr. Barrett were like 2 surgery regrets out of 6000 patients in his career there. Transition and SRS have far lower regret rates it would seem than any other surgery on the NHS.
Informed constent, as in sign on the legal waiver of liability, should be just that. It's the patients choice, and there are consequences for that choice. Anything else, allows for judgement. And who decides what the judgement should be, the prejudices that come with the judges, and etc until we're back to full on gatekeeping. Barrett allegedly said there should be more control for a process that's had 1/3000 or 0.03% reported regret rate. The notion of more gatekeeping is absurd to me.
Pragmatics aside, there are still a huge number of issues that I don't believe are purely the patients responsibility. Why are patients getting into emotional crisis over this? Why is this still so taboo? And why is this the patients responsibility to "fix" or justify this somehow? It feels assimilationist; prove you can be just like the cis folks and we'll let you play. Don't rock the boat. Ever. Finding a therapist, and a community that I could talk about these feelings (and others) was hugely important to my transition. If anything, the emotional side of things was helped with HRT and the world finally "feeling" the way I thought it should.
I guess what I'm slowly rambling towards, is that I had to own my emotional process and accept it for what it was, without blaming, finger pointing, or any sense of entitlement and just get on with it. Having uninhibited access to resources that could support that, is what got me through that, and affirmed me along the way. There were no tests, no milestones, just ownership of my own process. And granting people the dignity of owning their own transition is paramount in my opinion, and something that I've never seen discussed.
Just my experience and my opinions.
ymmv.