I suppose that most of you have gotten phone calls from people soliciting for non profit organizations. I want to warn you to be careful if you get one that starts "This is Courtesy Call for....". "Courtesy Call" is a PROFESSIONAL FUNDRAISING COMPANY. And they chose their callers carefully to "fit" each of their clients. If for a Police/Firefighters "charity", they use a man with a gruff, clipped voice. For a breast cancer "charity", a soft voiced woman. What these "charities" have in common is that if you look them up on various sites that evaluate these, you find that less than TEN PERCENT of what they collect goes for "program expenses", ie. their ostensible purpose. The rest goes for "fundraising and administration". A legalized racket, in other words. One is called "The Breast Cancer Research and Support Fund", supposedly to raise money for research and provide support for cancer victims. Only SIX PERCENT goes to this purpose,the rest to "fundraising and administration". The name is probably deliberately similar to the" Breast Cancer Research Foundation', a LEGITIMATE organization that gives over NINETY PERCENT of what it receives to research. So BE CAREFUL and don't waste your money on frauds.