I can tell you my experience here. You may not like all the conclusions I personally have drawn, but they're all I've got.
I've been on hormones for a year and still have to bind. No matter how well I can hide it, I am still constantly paranoid about my chest. Even though I am stealth and only one person knows where I work, I am always paranoid because I can tell. But the reality of it is no one else can. i don't know your exact situation, but most of the time we are making it worse than it really is in our heads. That's just my mental tidbit of thought. As for actually getting rid of fat bulges, my suggestion would be to exercise and lose weight. I'm in the process of doing this myself. The chest tends to fade first, so this is really a good plan, in my opinion. Doing a lot of chest exercises will help decrease size.
I apologize if this is a bit scattered, I'm quite tired. I do hope I've helped in some way.