So I was wondering if someone could help provide a general cost For HRT for a person without insurance I live in Michigan and am getting ready to start my transition but would like to know how much money set aside. I would also like advice on things I should go get myself for my new role as the girl I want to be ;-)

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It all depends on your dosages and what you take.  Mine is about $150 a month for estradiol, spironolactone, and prometrium.  The last one is the expensive one and accounts for about 70% of the cost.  Lots of people on HRT don't use that one.  That is all paid without insurance since mine won't cover it.

Endo visits cost about $180 with insurance every six months.


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Also don't forget Laser or Electro and maybe if hair loss Finasteride... not sure of US costs though...

Then clothing, makeup, Shoes and clothes and shoes.... luv the shopping.. Oops sorry back on topic

Best wishes and good luck

Katy xxx

I haven't done laser yet but it's on my list and I have researched it.  That will cost about $1500 in Atlanta.


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I just posted this in a thread the other day. Copying and pasting it here. I pay with a combination of insurance and out of pocket in one of the most expensive places in the US. Here is what I've paid for my first year on HRT:

November 2014
- Initial Visit (meet with doctor, go over history, talk HRT, referred for bloodwork, signed forms): $20 copay
- Initial Bloodwork (included 5 tests): $38 after insurance, originally billed at $550
- Follow-Up Visit (get prescription): $20 copay
- 3 months of T gel: $32 - out of pocket

March 2015
- First Quarter Visit (review bloodwork, how everything is going, get another prescription, meet with nurse): $20 copay
- First Quarter Bloodwork (included 3 tests): $28 after insurance, originally billed at $257
- 5 months of depo testosterone injections & syringes: $65 - out of pocket

April 2015
- Second Quarter Visit (review bloodwork, how everything is going, get another prescription): $20 copay
- Second Quarter Bloodwork (included 4 tests): $34 after insurance, originally billed at $377 (I needed one more test done as part of a pre-surgical clearance)

July 2015
- Third Quarter Visit (review bloodwork, how everything is going, get another prescription): $30 copay (switched insurance)
- Third Quarter Bloodwork (included 3 tests): $10 after insurance, originally billed at $257
- 5 months of depo testosterone injections & syringes: $72 - out of pocket

I'll have one more visit this year that should cost $30 copay + $10 lab work + $70ish for testosterone. I am planning to have them start billing my insurance for my T, so that amount may go down. May not. I haven't had to use it at a pharmacy yet, so we'll see. My dates are a little screwy because I had surgery in April and needed to see my doctor for paperwork and pre-op tests.