So I have got married after starting my HRT to a man, as his wife. But I feel like we're just room mates, no physical connection at all. He keeps telling me that isn't his thing, and even though my breasts have developed into breasts, still isn't any attraction to me. He tells me it is my "birth defect" but also says affection isn't his sort of thing. So now I sit in a room mate situation, no touching, barely any kissing, always doing two separate things. We got married so I could have insurance otherwise we wouldn't married so quickly. His insurance covers GRS and all I have to do is (somehow) come up with a 1000 dollar detectable ( Dr Bowers ) which is also VERY hard to come up with when you are basically living with no money.
On the other hand, I have a girl friend who wants to be my girlfriend. I am pansexual so I don't mind someone's gender, but I would have to leave him and she couldn't afford the insurance that carries GRS but is constantly wanting to remove me from my situation because she tells me I deserve affection and better and does not mind that I do not have girl bits, although I've told her that my male bits don't function so sex isn't really an option and she is OK with that, tells me there's other ways to show affection instead of through sex.
So I sit here, alone, not really sure what to do. I am a Christian and do not believe really in divorce unless the man cheats on me but I am not sure if God would want me in a mentally unhealthy situation where I feel unwanted. We've never done any more than a quick kiss. In the Commonwealth that I live in (Pennsylvania), having no sexual intercourse is a reason for annulment of marriage... I am not sure if that is still morally acceptable but legally it is.
So I am reaching out to the older wise ones out there ... am I crazy for leaving him, or is this mentally abusive what he's doing to me as my husband ? I never been in this situation before so I am like.... my sister thinks i should stick it out until I have GRS but I do not want my girl friend to wait on me that long as she is wanting affection as well and I can see it in her that the situation I am in is hurting her because she cares a lot for me. I am just stuck in a meh situation.