I can see both sides of the argument here but, in the end, we have to accept that unless transition is started pre-puberty, we will in all probability need surgical assistance to undo the all of the ravages of testosterone.
Archlord has achieved absolutely stunning results and is an inspiration to all of us regardless of age. At the end of the day, as she says, if you truly want something, you will find a way even if it means priotitising FFS over a new car, home ownership etc.