There's many of us that feel this way, including me.
I don't even tho why I browse this forum anymore to be honest, I guess it keeps the dream alive haha.

My reasons are somewhat similar to yours because I feel manly when I look in the mirror and think, hey I am a man not female, I do have a pretty 'petite' frame but I am 6ft tall which sucks and just makes me think being called transphobic slurs in public, I already have anxiety and would never be able to deal with that.
I did save up some money to maybe consider going private in the UK for HRT since the UK NHS has a huge waiting list and even started putting away money for FFS and maybe Voice Surgery and I still chuckle at that thought because it was my way of "yeah I ain't in denial, I am just saving up to start my transition!"

Only thing I did do was get Finasteride to stop male pattern baldness and grew (still growing) my hair out but eh, it still sucks anyway.
If I could turn back time and be born female I would JUMP at the chance and it sucks I lost the gender lottery at birth but w/e, can't do nothing about it now.
Sorry for the somewhat ramble, needed to get off my chest as I am pretty down in the dumps at the moment haha.
Hope we both can find peace with whatever we decide to do D.