Meh thing is for me (aside from others) the Name Brand is immensely OoP (Out of Pocket) for me. Insurance for just the bare minimals (not even for Trans Health) would cost me 400 Bucks a month from Cigna (which happens to be the cheapest where I live). And I'm like well not even worth it honestly, so I just do without scrapping by with whatever Generic Brand I can afford from my doc.