I guess many of the people on this forum have regrets about their lives and the wish to go back and do things earlier or different.
But, you are where you are, no turning the clock back and the only way is to move forward, try and forget the past.
Focus on being you and not some ideal sterotype woman, they dont exist as there is great variation in body types, build etc. What you look like now bears no resembalance to how you will look like following transition and most male markers can be changed.
I transitioned at 38 with the same fears, regrets and paranoia that I see time and time again from people who have found the courage or are seeking the courage to transition.
10 years on following FFS, Hormones, electrolysis, speech therapy I live a life unreconisable from my previous existance. The physical changes and surgeries have helped, the confidence and peace of mind immense and the world see's me as nothing more than a woman in everything I do, work, sport and relationships.
10 Years ago I was going to end my life as I never thought I would pass, never thought I would be accepted, never thought I could ever possibly be seen as Female, given the starting point from which those changes had to be made.
Think outside the box and dont get caught in the fear of what you need to do.
Rebecca