I never thought I'd agree with Mister, but, 'never say never.'
Those loans were meant for you to get an education, so you can get a good job, and pay them off.
So, why would you want to be one more freak with some surgery, but zero education, so you could whine, and bitch at us that 'no one will hire you.' Yeesh. I get enough of that.
Being 'who you really want to be' if that means living in doorstops on the street, or even worse, back home with mom and dad (who were having a party when you left. How happy must they be?) And then, you wonder about acceptence.
Look, a good job, with a college degree you will be able to pay for that surgery in a few months. The other choice is to be paying for it though out a lifetime.
Dumb choices are just that.
And. . . . If I knew, I'd have to bust you on it. So don't dare tell your professors. They have an obligation far beyond your life, like to their life. Don't expect them to pimp that off for you.