Alright, so this is probably going to span quite a few topics. You can pick and choose what to respond to if you wish.
The first thing that's been on my mind lately is the whole fat redistribution that comes with T. I just lost a lot of weight, so I'm quite happy with how my body is right now (fat-wise, not gender-wise). In British Columbia, where I live, MSP insurance will cover top-surgery but only after two years of heavily documented "real life experience". However, T is still at the usual three months of therapy. If money wasn't a problem, I would definitely get top surgery much earlier, even before T. I'm worried that two years on testosterone, not only will my thigh and butt fat move to my stomach, but also a lot of my boob fat. Preferably, all of that boob fat would just be surgically removed... or does breast fat not redistribute as much?
Another related thing I am worried about has to do with that same picky insurance I have. For the real-life experience to count, I would need multiple letters of reference from either a) A full-time employer I had been working for for the full two years or b) from a learning institute I had been attending the whole time. The only way you don't need these letters of reference is if you are physically disabled, but even then they would like quite a few volunteer hours spanning the time. The problem with this is that I have a young son (7 months) that I take care of, so full time work is out of the picture. Even when I do start working in the future, I am planning on starting up my own company. What the heck? I don't have a therapist yet, but I will definitely talk to them about this when I have one.
Ehh... I think I'll leave my other worries for another time. Please discuss though!