Hi Squirrel,
I know from your previous posts about the $2 hooker and I think this is too your advantage. Take a photo of him as her. Even better lots. They are insurance. I'm have no idea about super mario characters but make sure you partner gets a female character costume, he'll love it anyway being Halloween. Make sure of the photos.
If he keeps refusing to help you with family finances, just suggest that mummy is going to see photos of her knew daughter. Nasty I know. However, he seems to be wanting acceptance from you to be a pretend she (and before people erupt I'm using these words purely for this situation, and no offence is meant or given to my CD/TV friends and colleagues) but (s)he is totally unaccepting of your gender ID. Time to fight fire with fire I suggest.
As for getting picked, voice is the worst for all MtF and FtM especially on the phone. Visually, may I suggest you grow a bit of a fringe. You have high arched eyebrows that look feminine, I think you need to disguise them.
Again as others have said T does amazing things to FtM, it just takes time. But the guys I know who have been on T for 18-24 months pass no problems, but they have had chest surgery. Facially though not a problem.
Hang in there
Cindy