Agreed, look into it. If your insurance doesn't cover it though it can be done somewhat cheaply if you look hard. My doctors visit was less than 100, my therapy was 30 a session and my hospital is going to let me do a payment plan for bloodwork.
Edit: It took a lot of phonecalls and internet research to find reasonable prices. Some places offer a "self pay discount" and if your in college some doctors offer an in school discount. Just in case you didn't think of that, because someone had to suggest it to me.