From my blog: http://blog.transitioningpast.com/2011/08/20-months-on-hrt.html

20 months of HRT: $820
~14 months of counseling: $460
22 months of laser: $5,000
Divorce and Bankruptcy costs: $1,700
~5 months of surgery and recovery and expenses: ~$31,000
New wardrobe and shoes: ~$2,000

Peace of mind from being the right gender finally: priceless.