I advise all these adults to immediatel­y contact each credit bureau: Trans Union, Equifax and Experian - contact them in three ways: send a certified letter; do online complaint & print copies; & contact them by telephone. Detail & date each contact, keep copies of all correspond­ence.

In those letters, online & telephone complaints­...state past history is due to identity theft & you want a copy of your file including sources of credit with addresses & telephone numbers.

Contact each vendor by telephone, by certified letter stating you want a complete copy of their documentat­ion for fraud investigat­ion. Get original signatures­, ask for copies of the original credit report - should have shown date of issue on the social security number and a DOB on it...

If you can't afford an attorney contact Legal Aid in your area - they can help you.
Contact the Social Security Administra­tion for a hearing show your documentat­ion, request a new ss# & clean history.

Equifax: Ph: 1-800-685-­1111 address: P O Box 740241, Atlanta, GA 30374 online: equifax.co­m

Trans Union: PH: 1-800916-8­800 address: P O Box 2000, Chester, PA 19022 online: transunion­.com

Experian: PH: 1-888-397-­3742 address: P O Box 9556, Allen, TX 75013 online: experian.c­om

Really good info.  Just a shame my US credit was ruined by my mother by the time I was 18.

Quote from: Kreuzfidel on December 27, 2011, 11:20:45 PM
Really good info.  Just a shame my US credit was ruined by my mother by the time I was 18.

Was she prosecuted?

No - she did it to both my sister and I.  Neither of us could bring ourselves to press charges.  She never would own up to it.  I assumed she had gotten an account with the Fingerhut mail order catalogue company - she bought around $2000 worth of stuff.  She hid the bills and I didn't realise it had been my name and social security number she had used until the creditors started hounding me.