I think I have $20.89 in checking, 5.01 in savings, 7.65 in welfare, and 14.73 in my pocket, and my utilities and rent are paid but I didn't pay the installment to my orthopedic surgeon or my daughter's eye doctor. Even with those bills, if I got $40 I would find a way to use it to make life more livable. Lol I'd probably blow it on socks and cassette tapes, half of which would be lost or broken within a few months.

But if I were like you and had all my bills paid, I would save it. It sounds like you already have good momentum on saving for top surgery. You'll feel so good and so relieved when you finally have your operation date.