How many of you have taken out a life insurance policy on yourself out of the fear of being killed for being under the trans umbrella?

Sadly, we still get murdered for it. Its a big concern of mine, and I want to make sure if it does happen, that my family won't be stuck with the financial cost of my death. Apparently, buying the accidental death option may cover homicide. Its something I'm going to call CPP about, for sure.

I have life insurance, but it isn't because of anything specific. I have minimal burial expenses as I will be cremated and placed in a National Cemetery alongside my father. Hugs, Devlyn

Its sure not a concern for me. When I look at the % of trans people who get killed while NOT involved in dangerous activities (like playing the -picking up straight guys at the clubs without them knowing- game or being a sex worker etc) it seems no worse than for most people, at least where I live. I feel I am much more likely to die in a car wreck than anything related to being trans.

My family isn't going to be on the hook for any expenses related to my death. You can't get blood from a stone.

I have insurance and a paid funeral plan. That way no one can say or do anything about my wishes. Basically I will be giving the bird from my coffin. Fully made up in my favourite dress on open display. 

Quote from: Cindy James on March 12, 2012, 02:45:02 AM
Basically I will be giving the bird from my coffin. Fully made up in my favourite dress on open display. 

This is def. how I want to go when I do 

And High Fiving with my Sis

I do not get too concerned about transphobic people. Prevention may be the key to personal safety. Avoid people and situations that may put you in danger. There is safety in numbers. Try to be with friends when out. I am in more danger merely crossing the street. It seems as though there is always some idiot driver with a cellphone in one hand and picking thier nose with the other while flying through the crosswalk.

What is CPP?

Also, isn't cremation pretty cheap? I'm pretty sure my death will leave my daughter with fewer bills than will whatever kills me.

I don't have life insurance because when I die I want it to be a real tragedy, not someone jumping up in the air while clicking their heels and yelling: 'Let's party, the check cleared.'


/Neptune society burial plan paid in full, cremate, scatter ashes at sea.  Not that I'll really be caring all that much about how I'm buried once the need arises.

Quote from: Felix on March 12, 2012, 05:25:25 AM
What is CPP?

The Canada Pension Plan (CPP) ? ? ? lol If it's anything like US Social Security I can assure you IT WON'T BE THERE by the time you guys need it ! Cremation cheap?  Ya want the Deluxe FULL BURN, any dust back ? There's a fuel surcharge, urn fee, sanitary scoop fee and cardboard box (fee) is optional . . .

as in life, either way yer toast!

Canada Protection Plan. Life and health insurance policy company. lol

Quote from: Kiera on March 12, 2012, 10:50:34 AM
The Canada Pension Plan (CPP) ? ? ? lol If it's anything like US Social Security I can assure you IT WON'T BE THERE by the time you guys need it ! Cremation cheap?  Ya want the Deluxe FULL BURN, any dust back ? There's a fuel surcharge, urn fee, sanitary scoop fee and cardboard box (fee) is optional . . .

as in life, either way yer toast!

I do kind of wonder about the nonhuman parts. The screws and clips and fillings. I bet that would be a fun googlehole to fall into.

That sounds paranoid to me.

Tip: just because something can happen and has happened, doesn't mean it's likely to happen. There have been a small few cases that got a lot of press but it is not common at all.

You'd be better off working on your defensive driving or something.

Tip: just because something can happen and has happened, doesn't mean it's likely to happen.

Well, sooner or later, you will die.  It is prudent to plan on it.  It's morbid to obsess on it however.

Quote from: Cindy James on March 12, 2012, 02:45:02 AM
I have insurance and a paid funeral plan. That way no one can say or do anything about my wishes. Basically I will be giving the bird from my coffin. Fully made up in my favourite dress on open display. 

I plan to be bronzed, set on a pedestal, and hooked up to a water fountain system, forever tinkling.

Posed not unlike my avatar, but instead of playing with my hair, I would use a firm hand at the aim.

This is a very odd question unless you have a lot of money or make a lot of money.  Do you?

I should have added "and you are the sole or primary breadwinner for your loved ones".  Otherwise, it sounds as if you're gambling on your chances of survival and see a win situation for your loved one's because your chance of survival is deceptively low, assuming you are young and healthy.  At any rate, this is not a good way of thinking.  If you are thinking this way, you should have different questions.

I don't plan on taking out an insurance policy in case I am killed for being trans.  By the time I transition I will be dependant on no one and no one will be dependant on me.  I have a higher chance of dying in a car wreck or tripping and breaking my neck.  I prefer not to be cremated but in reality I don't care what happens to my body afterwards.

Quote from: sonopoly on March 16, 2012, 08:25:29 PM
I should have added "and you are the sole or primary breadwinner for your loved ones".  Otherwise, it sounds as if you're gambling on your chances of survival and see a win situation for your loved one's because your chance of survival is deceptively low, assuming you are young and healthy.  At any rate, this is not a good way of thinking.  If you are thinking this way, you should have different questions.

To reference your other post, no I do not have a lot of money. I work part-time in a grocery store.
To this one, yes I am the primary breadwinner of my household. There is no way they could afford it if something, ANYTHING happened to me, trans related or not. I realize that I may sound neurotic, but I feel that this path is something to be prepared for entirely. I'm not going to try to fool myself into believing that there is NO risk at all.