I'm actually in the same situation. I would put up with it if I wasn't on T, but I am. I have been for 5 months and I pass as male 100 percent of the time. It would be awkward as hell having to put my legal name on my name tag. I am hurting for money though. I'm a broke college student, who has just depleted the last of his funds for the summer. My dad switched jobs a few months ago, so I had to go without insurance for that time. Testosterone costs, blood work, etc caused a HUGE hole in my pocket. Not to mention the amount of school books I needed this semester, and used were still almost 200 dollars - even online.
I have barely been able to afford food, let alone eat healthily and that in itself is causing a huge health issue for me.
I need money. I do not have enough for rent next month, and will have around 10 dollars left after I pay bills next week.
The problem I have, is finding an employee that will not allow me to present as male at work, and because I live in a small college town, a lot of people that I know will see. I'm stealth. This is a huge problem for me. Not to mention the fact that this small town is also located in one of the most bigoted states in the nation; which also presents a safety issue.
However, I can only do what I can do, and there's really no choice to merely hold off.
I wanted to legally change my name before pursuing a job, but at this time that is not possible. I have been selling stuff on ebay just to stay afloat for the past month. I will, however, use my preferred first name on all of my resumes and explain that it is the name that I go by and the name that I will legally be changing to.