Finally. I went for another consult and decided to go with the 2nd surgeon. He's done a few top surgeries with other FTMs (larger guys) with great success. Based on some friends' recommendations and my confidence with him based on my conversation with him, I booked my dated (May 23rd) and put down a deposit. On top of that, I'm hoping that my insurance will cover some of it. I should be able to cover the rest based on stuff I have saved up and/or my tax return (nearly $10K on top of $6K I stashed for taxes I thought I would owe).
To say I'm excited and scared at the same time is an understatement.