I'm so sorry--if I could send you loads of cash, I would. I guess times are hard everywhere. It effing sucks.
But regardless of how "it" London is, if Scotland's gonna give you a better standard of living for the money, I say go there. Besides which, Scottish accents are dead sexy. . . .
In all seriousness, Scotland sounds like the better bet. But hopefully it won't come to you having to move at all, if that's not what you really wish to do. If Wales is where you'd stay, if you had your druthers, then I hope Wales is in your future, with a nice, secure, long-term home.
I wish you luck, and hope that your presence here is continued and frequent.
MJ