Shantel inspired me! She told me to get off my ass and book a top surgery consult and inquire about credit options. So I did. I have a consult with a gynecomastia surgeon on March 4. There's an $80 consult fee.
Worst case scenario: they won't work with a transsexual, or give me time to sort out the cash, and I'm back where I started, only lost 80 bucks on a consult.
Best case: I book the surgery in Sept or Oct when I can guarantee them full payment, and get these mothers OFF.