Hey there everyone, Sarah here and I can't believe that I've never heard of these forums before.
I've semi-recently started on my search for myself as a MtF transgender, but seem to have gotten a bit stuck in a rut.
I'm pretty sure my history is pretty common, I'm 27 years old and came out as MtF to my family last December. I was met with pretty harsh negativity from my parents, but since I split rent and live with my two brothers, they can't really do anything besides be angry with me anymore. My brothers are much more supportive, but are just really skeptical about me being able to accomplish something like this.
Through March-April, I was able to find a therapist that at least listed that he dealt with transgender issues. I can't really tell how successful or unsuccessful this was since it was pretty much just him asking me how I was doing each week. By the 3rd week he definitely agreed that I was definitely feeling some dysphoria due to my gender identity, but after a few months, and learning that the insurance provided by my place of work wouldn't cover anything, our sessions ended pretty promptly. I also ended up going from my $35 co-pay to $150 a session which very quickly drained any savings I had.
At the end of our sessions, he wished that I had a bit more confidence with just going out in public more. I always keep my hair nice and either use a neon pink or sky blue tie on it when at work, but that's about as far as I can go with my expression in public as it is right now. Beside that, he was pretty confident that I could start moving forward with more medical forms of therapy. At that point I just didn't feel like he knew what that was. I really didn't have anything except a vague overview. I figured I would have to get my current hormone levels tested to figure out exactly what sort of dosages would be required to put my hormones at a more appropriate level, but he just kinda agreed with everything I was saying, and I'm sure I have to be wrong about at least one or two things. He didn't even really question about self-medding, just that it would be preferable if I could go with a prescription.
While I was going to this therapist, I was working full-time as a clerk at a hardware store owned by my family. My stress and depression levels were through the roof. Obviously it's a very masculine oriented environment, based in a very conservative town, and I had to be around both my parents who had nothing positive to say to me ever. I was able to stick it out for a while because I felt like I was moving closer to transitioning, and was hoping the insurance would help with the financial issues a bit. After four weeks of feeling like I was moving nowhere as far as my therapist went, and learning that the insurance would not cover anything. I started having full break-downs at work and it got to the point where I just could not handle working full-time. I moved to three days a week which helped the depression quite a bit.
This whole situation happened about a month ago and really shook me up, but now things are starting to just smooth out and become more routine, which may not exactly be a good thing. In the past, before I came out to my family, I used to just keep my real self to online interactions. It let me be more expressive and just let me drop my stress levels after ramping it up at work for a few days. Back then I always just figured I'd just have to live with this and never be able to do anything besides just be myself online, and take on a male persona when out in public. Obviously this results in me spending most if not all of my free time in my room on the internet. I just find that this prevents me from ever attempting a full time job again since I know exactly how the stress and depression will build up again. Even though I'm feeling kinda fine at the moment, I know in the past that the depression will still build up even though I only work three days a week, so I know I need to move forward with this before I get to that point again.
So that brings me to here where I was hoping to find some advice on where I can really go from here. I do have a bit of expendable income at the moment, but without insurance I don't know how to approach any sort of medical situation without getting devastating bills in the mail. ($1k-2k) I'm pretty sure I could get a note from my therapist that he agrees that I have gender dysphoria, I just really don't know where I'm supposed to go from there.