Hey Joey
Your physical material is more than good enough, so no need to add to what others have said.
They key things are your expectations. In changing gender you gain and you lose, and it's really important to understand which of these are in your control, or not.
Fundamentally you gain by becoming a woman. For me, finally I feel comfortable in my skin. There is no blueprint for being a woman, so don't go chasing after ideal shapes, sizes or presentation. Becoming a woman for many of us it requires hard work and dedication. Hair removal and voice training are two areas which require time and effort. And money.
What could you lose? Well, for a time you'll be in transition. It's a weird space, and confuses people in a public setting - you need to be a bit thick skinned for a while. But, depending on where you live, you could and should use it to your advantage - many people are attracted to androgynous types, for example. You do lose in terms of personal security - you simply can't swagger through certain parts of your city without feeling a little insecure, and for me it is sometimes a bit creepy when taxi drivers hit on me late at night. Also, depending on the type of job you're in, you may lose power and influence - women have to prove themselves in a way which men do not. You could also lose time: people judge how women look, so hair and makeup take time. I work in a corporate setting and need to look good. Getting ready in the morning takes an hour.
You're nice looking as a male, and the reason I'm going on about the negatives is so that you think carefully about your decision. HRT is good and useful, but it's just one part of the equation and won't of itself turn you into a pretty girl. But for most of us on this site, we're here because we got to a point of knowing that we needed to do this despite the negatives. I have no regrets. Not one!

Hugs
Julia