Needing money, a job, an education even, are such socially-constructed concepts that are defined as "needs," but are they really?
I know I have cried myself to sleep over the fact that money, and the lack thereof, hindered my development big time, but I got over it, because I realized that money is NOT important. What is important is other people who love you. Love will always be the most powerful force that unites mankind.
So, if you feel stressed that money is getting in the way, just remind yourself of those who love you and will be there for you no matter what. Even if it looks like there is no one, I can assure you that there are, if you look hard enough. Just on this forum, there are people here who care, even though none of them have probably never met you in real life. But based on your words, they share your struggle, and thus, they know what you're going through. That in itself is something that unites you in the closest of ways that we as people can. Empathy.
So, hang in there, love. Help, time, and comfort, will always be given to those who ask. Also remember that after the hurricane, comes a rainbow. 🙂